The financial ramblings of a parent.
Recent Posts
Entrepreneurship Through Acquisition: A Different Path to Being an Entrepreneur
Tired of the startup grind?
Discover how Entrepreneurship Through Acquisition lets you buy a profitable small business, generate cash flow faster, and build wealth without starting from zero.
What Is a Reasonable Profit Margin for a Small Business? (And How to Improve Yours)
Wondering what a good profit margin looks like for your small business?
This guide breaks down average margins by industry, how to calculate yours, and simple ways to boost profits.
beehiiv Promo Code KMONEY: 20% Off + 30-Day Free Trial (June 2026)
The current beehiiv promo code is KMONEY. Get 20% off any paid plan for your first 3 months plus a free 30-day trial. No credit card required to start.
529 vs. Custodial Account vs. Roth IRA for Kids: Which Should Parents Choose?
Comparing a 529, custodial account, and Roth IRA for kids? Each account wins in a different situation. Here's how taxes, financial aid, and flexibility stack up — and how to choose the right one for your family.
What Happens to a 529 If My Kid Doesn't Go to College?
Your 529 money doesn't disappear if your child skips college. Learn 7 penalty-free options, from Roth IRA rollovers to trade school. Find out which move is right for your family.
First Time Home Buyer Budget: Everything You Need to Save, Plan, and Avoid in 2026
A first time home buyer budget includes more than the down payment. Learn the full list of costs, how much to actually save, and the mistakes most parents make before closing.
How to Use Credit Cards to Build Wealth: 7 Strategies for Families
Credit cards can be genuine wealth-building tools for families — if you use them strategically. Here are 7 specific strategies covering cash back, travel rewards, credit building, and more.
The 50/30/20 Budget Rule: A Practical Guide for Families
The 50/30/20 budget rule breaks your income into needs, wants, and savings. Here is how it works, what families need to adjust, and how to make it actually stick.
What Affects Your Credit Score? The 5 Factors Every Parent Should Know
Your credit score affects every major financial decision your family makes. Here is a plain-English breakdown of the 5 factors that shape it, and what to do about each one.
How to Teach Teens About Money: 9 Tips Every Parent Should Know
Teaching teens about money is one of the most important things you can do as a parent. Here are 9 practical tips — from budgeting and credit to investing and earning.
How to Improve Your Credit Score as a Parent (Step-by-Step)
Your credit score affects every major financial move your family makes. Here is a step-by-step guide to improving it — written specifically for working parents.
How to Save Money as a Couple: 6 Tips That Actually Work for Parents
Saving money as a couple is easier when you have a system. Here are 6 practical tips for parents — from shared goals and budgeting approaches to automation and celebrating wins.
Debt Snowball vs Avalanche: Which Method Is Right for Your Family?
Debt snowball or avalanche — which method actually works? See how they compare on interest, timeline, and motivation so you can pick the one you will finish.
8 Best Side Hustles for Teachers to Earn Extra Money in 2026
Teachers have a scheduling advantage most people don't. Here are the 8 best side hustles for teachers, with real earnings estimates and options for every skill set.
How to Get Free Land in the US (2026 Guide for Families)
Discover how to get free land in the US in 2026. Learn which towns still offer land for free, what it really costs, and how families can make it work.
Small Business Loan vs. Personal Loan: Which One Is Right for You?
Trying to decide between a small business loan and a personal loan? Learn how each one works, how they differ, and which option makes the most sense for your situation.
12 Best Side Hustles for Families in 2026: Profitable and Flexible Ways to Earn Extra
Discover 12 profitable side hustles for families in 2026. From reselling kids’ clothes to freelance writing, explore flexible ways to earn money without sacrificing family time.
15 Food Side Hustles That Actually Make Money in 2026
Discover the top 15 food-related side hustles perfect for spring & summer 2026. From food trucks to gourmet pet treats, learn how to start a profitable food business with actionable steps and real-world examples. Ideal for busy parents looking to earn extra income.
10 Pinterest Side Hustle Ideas to Make Money in 2026
Looking to earn extra money? Discover 10 Pinterest side hustle ideas for 2026, from creating viral pins to managing accounts for others. Learn how to turn your creativity into a profitable business!
13 Best Side Hustles for Dads in 2026: Flexible Ways to Earn Extra
Looking for the best side hustles for dads?
Discover 13 profitable, flexible ways to make extra money in 2026—perfect for busy fathers balancing work, family, and financial growth.