The financial ramblings of a parent.
Recent Posts

70/20/10 Budget Explained: The Simple Financial Plan Every Parent Needs
Simplify your finances with the 70/20/10 budget. Learn to allocate 70% for needs, 20% for savings, and 10% for debt or giving. This guide is packed with tips tailored to busy parents ready to take control of their money.

Why Use Credit Cards (and What to Use Them For): A Practical Guide for Parents in 2025
Wondering what to use credit cards for—and why they’re worth using at all? Learn how to use credit cards smartly in 2025 to earn rewards, protect your money, and keep your family’s budget on track.

Beehiiv Promo Code - Use KMONEY for 20% Off (June 2025)
Use promo code KMONEY to receive 20% off the first 3 months any Beehiiv paid plan. Start growing your newsletter today with a discount!

How to Grow Your Business on a Budget (5 Proven Strategies)
Want to grow your business without overspending? These 5 budget-friendly strategies will help you scale smart, save time, and build momentum — even as a busy parent

Side Hustles for Parents: How to Start a Business Without Quitting Your Day Job
Discover how parents can start a successful side hustle without quitting their day job.

Is Bluevine Checking Good for your Small Business? My Honest Review as a Small Business Owner.
Looking for a business checking account with no fees, high interest, and helpful features? Here's my honest 2025 review of Bluevine after using it for my own small business.

How to Upgrade Your Wardrobe on a Budget: Smart Style Tips for Parents
Refresh your wardrobe without overspending. This guide for parents shares practical tips, budget-friendly brands, and smart capsule wardrobe ideas.

Beehiiv vs Mailchimp: The Ultimate 2025 Comparison for Newsletter Growth and Monetization
Which platform helps you grow faster, monetize easier, and manage your newsletter in 2025? This expert breakdown compares Beehiiv and Mailchimp on pricing, design, automation, and creator-friendly features.

Entrepreneurship Through Acquisition: A Different Path to Being an Entrepreneur
Tired of the startup grind?
Discover how Entrepreneurship Through Acquisition lets you buy a profitable small business, generate cash flow faster, and build wealth — without starting from zero.

20 Top Work from Home Companies and 5 Tips on How to Land a Remote Job in 2025
Looking for remote work opportunities? Explore 20 top companies hiring for work-from-home jobs in 2025 and learn 5 essential tips to land the perfect remote position.

Beehiiv vs Substack: The 2025 Guide to Newsletter Growth, Control, and Monetization
Looking to grow a newsletter you fully own? This 2025 review breaks down Beehiiv and Substack across monetization tools, SEO, referral programs, and design control to help creators make the right call.

16 Best Side Hustles for Nurses (That Won’t Burn You Out)
Looking for flexible ways to earn extra income as a nurse? This guide breaks down 16 side hustles for nurses — including online, healthcare-adjacent, and passive income ideas — that fit real nursing schedules and actually make sense.

Beehiiv vs ConvertKit (Kit): 2025 Guide to Choosing the Best Newsletter Platform
Compare Beehiiv and ConvertKit across pricing, design, email automations, and monetization. This deep dive helps you decide which email platform is better for growth in 2025.

How to Validate Your Business Idea and Launch In 5 Steps
Turn your business idea into reality with this 5-step guide. Learn how to validate your idea, talk to potential customers, and launch with confidence — even if you're short on time or just getting started.

Pros and Cons of Starting a Business
Thinking of starting a business? Learn the real pros and cons — from flexible schedules and unlimited income to the challenges of risk, time, and stress. Tailored for parents ready to take the leap.

Top 15 Food-Related Side Hustles to Start in 2025
Discover the top 15 food-related side hustles perfect for spring & summer 2024. From food trucks to gourmet pet treats, learn how to start a profitable food business with actionable steps and real-world examples. Ideal for busy parents looking to earn extra income.

How to Save for a Downpayment (Without Losing Your Mind as a Parent)
Saving for a downpayment doesn’t have to feel impossible — even with daycare bills and toy explosions.
This parent-friendly guide breaks down how to save smart, earn more, and hit your homeownership goals without losing your mind.

Should I Rent or Buy a Home? A No-Nonsense Guide for Parents
Buying a home isn’t always the best move. Discover when renting makes sense, when to buy, and how to navigate today’s real estate market.

What Is a Reasonable Profit Margin for a Small Business? (And How to Improve Yours)
Wondering what a good profit margin looks like for your small business?
This guide breaks down average margins by industry, how to calculate yours, and simple ways to boost profits — especially if you're a time-strapped parent entrepreneur.

12 Best Side Hustles for Families in 2025: Profitable and Flexible Ideas to Earn Extra Income
Discover 12 profitable side hustles for families in 2025. From reselling kids’ clothes to freelance writing, explore flexible ways to earn money without sacrificing family time.