The financial ramblings of a parent.
Recent Posts
How to Teach Teens About Money in 2026: 9 Essential Tips for Financial Independence & Smart Money Habits
Help your teen develop smart money habits and financial independence with this step-by-step guide. Learn how to teach budgeting, saving, investing, credit management, and more to set them up for lifelong success.
How to Get Free Land in the US (2026 Guide for Families)
Discover how to get free land in the US in 2026. Learn which towns still offer land for free, what it really costs, and how families can make it work.
12 Best Side Hustles for Families in 2026: Profitable and Flexible Ideas to Earn Extra Income
Discover 12 profitable side hustles for families in 2026. From reselling kids’ clothes to freelance writing, explore flexible ways to earn money without sacrificing family time.
7 Fun and Profitable Side Hustles to Work with Kids in 2026
Discover 7 fun and flexible side hustles perfect for parents! From babysitting to blogging, Nelly from The Work Master shares creative ways to earn extra income while spending time with your kids.
Top 15 Food-Related Side Hustles to Start in 2026
Discover the top 15 food-related side hustles perfect for spring & summer 2026. From food trucks to gourmet pet treats, learn how to start a profitable food business with actionable steps and real-world examples. Ideal for busy parents looking to earn extra income.
Beehiiv Promo Code - Use KMONEY for 20% Off (January 2026)
Use promo code KMONEY to receive 20% off the first 3 months any Beehiiv paid plan. Start growing your newsletter today with a discount!
Emergency Fund vs Debt Payoff: What to Focus on First (A Practical Guide for Families)
Trying to decide between building an emergency fund or paying off debt first?
Learn how to prioritize emergency savings and debt payoff based on income, expenses, and real family life.
How Much Emergency Fund Should I Have? A Practical Guide for Families
How much emergency fund should you have? Learn how to calculate the right amount for your family based on income, expenses, and risk, and how to build it step by step.
Debt Snowball vs Avalanche: Which Debt Payoff Method Is Better for Families?
Debt snowball vs avalanche explained in plain English.
Learn the differences, see real payoff examples, and choose the debt strategy that actually fits your life and budget.
How Much Can You Make Without Filing Taxes? Income Limits Explained
How much can you make without filing taxes? Learn the income limits, how W-2 and side hustle income differ, and when filing is still required.
How Much Can You Make on Social Security? Income Limits, Work Rules, and Real Numbers
How much can you make on Social Security? Learn average benefits, income limits, work rules, and how earnings affect your checks, explained clearly and simply.
How Much Can You Make Donating Plasma? Pay Per Visit, Monthly Income, and What to Expect
How much can you make donating plasma?
Learn what plasma centers pay per visit, typical monthly income, bonuses, and whether donating plasma is worth it.
How Much Do Freelancers Earn? Real Income Data, Rates, and What to Expect
How much do freelancers earn? See real income ranges by experience and skill, plus what impacts freelance pay and how earnings grow over time.
What Can I Deduct for a Side Hustle? A Simple Tax Guide
Wondering what you can deduct for a side hustle? Learn which expenses qualify, how deductions work, and how to track them without stress.
Financial Goals for the New Year: A Practical Guide for Families
Looking to set financial goals for the new year? This practical guide helps families prioritize saving, debt, income, and investing with clear next steps.
Is Leasing a Car a Bad Idea? What Parents Should Know Before Signing
Wondering if leasing a car is a bad idea? Learn the real pros, cons, and costs of leasing vs. buying—and how parents can make the smartest choice.
How to Save Money as a Couple: 6 Proven Tips for Parents
Discover how to save money as a couple with 6 practical tips. Learn to budget, set goals, cut costs, and build wealth together without stress.
Is It Better to Buy a New or Used Car?
Is it better to buy a new or used car?
We break down pros, cons, hidden costs, and tips so parents can make the smartest choice for their family.
70/20/10 Budget Explained: The Simple Financial Plan Every Parent Needs
Simplify your finances with the 70/20/10 budget. Learn to allocate 70% for needs, 20% for savings, and 10% for debt or giving. This guide is packed with tips tailored to busy parents ready to take control of their money.
Why Use Credit Cards (and What to Use Them For): A Practical Guide for Parents in 2025
Wondering what to use credit cards for—and why they’re worth using at all? Learn how to use credit cards smartly in 2025 to earn rewards, protect your money, and keep your family’s budget on track.