The financial ramblings of a parent.
Recent Posts
How to Improve Your Credit Score as a Parent (Step-by-Step)
Your credit score affects every major financial move your family makes. Here is a step-by-step guide to improving it — written specifically for working parents.
How to Save Money as a Couple: 6 Tips That Actually Work for Parents
Saving money as a couple is easier when you have a system. Here are 6 practical tips for parents — from shared goals and budgeting approaches to automation and celebrating wins.
Debt Snowball vs Avalanche: Which Method Is Right for Your Family?
Debt snowball or avalanche — which method actually works? See how they compare on interest, timeline, and motivation so you can pick the one you will finish.
Beehiiv Promo Code - Use KMONEY for 20% Off (April 2026)
Use promo code KMONEY for 20% off your first 3 months of any beehiiv paid plan, plus a free 30-day trial. Updated April 2026.
How Much Should a Family Save Per Month? A Practical Guide for Parents
How much should a family save per month? Learn realistic monthly savings targets, how to adjust by life stage, and how to save in a way that fits family life.
Should I Pay Off Debt or Save First? How to Decide Based on Your Situation
Trying to decide whether to pay off debt or save first? Learn how interest rates, emergency savings, and long-term goals shape the right choice for your situation.
7 Smart Money-Saving Tips for Families in 2026 (That Actually Work)
Discover 7 practical money-saving tips for families in 2026, from cutting everyday expenses to building smarter habits that help you save more and stress less.
11 Smart Ways to Save on Holiday Travel in 2026: Expert Tips for Families
Discover 11 actionable tips to save on holiday travel in 2026. Learn the best booking times, packing tricks, mileage hacks, and more. Make your holiday trip affordable and stress-free with these smart travel tips for families.
Emergency Fund vs Debt Payoff: What to Focus on First (A Practical Guide for Families)
Trying to decide between building an emergency fund or paying off debt first?
Learn how to prioritize emergency savings and debt payoff based on income, expenses, and real family life.
How Much Emergency Fund Should I Have? A Practical Guide for Families
How much emergency fund should you have? Learn how to calculate the right amount for your family based on income, expenses, and risk, and how to build it step by step.
What Can I Deduct for a Side Hustle? A Simple Tax Guide
Wondering what you can deduct for a side hustle? Learn which expenses qualify, how deductions work, and how to track them without stress.
Financial Goals for the New Year: A Practical Guide for Families
Looking to set financial goals for the new year? This practical guide helps families prioritize saving, debt, income, and investing with clear next steps.
Is Leasing a Car a Bad Idea? What Parents Should Know Before Signing
Wondering if leasing a car is a bad idea? Learn the real pros, cons, and costs of leasing vs. buying—and how parents can make the smartest choice.
Is It Better to Buy a New or Used Car?
Is it better to buy a new or used car?
We break down pros, cons, hidden costs, and tips so parents can make the smartest choice for their family.
How to Upgrade Your Wardrobe on a Budget: Smart Style Tips for Parents
Refresh your wardrobe without overspending. This guide for parents shares practical tips, budget-friendly brands, and smart capsule wardrobe ideas.
How to Save for a Downpayment (Without Losing Your Mind as a Parent)
Saving for a downpayment doesn’t have to feel impossible — even with daycare bills and toy explosions.
This parent-friendly guide breaks down how to save smart, earn more, and hit your homeownership goals without losing your mind.
Unclaimed Baggage Could Save You Big: Shop for Treasures at America's Hidden Gem
Ever wondered what happens to lost luggage? Discover the fascinating journey of unclaimed baggage, explore the iconic Unclaimed Baggage store in Alabama, and learn how to score unique finds at up to 80% off retail prices.
The Savings-First Budget: How Parents Can Build Wealth Faster
Pay yourself first! Discover the Savings-First Budget method and learn how to prioritize saving while managing your family's finances. Perfect for parents looking to grow wealth and secure their financial future.
Winter Home Improvement: Top Projects, How to Finance Your Project, and Ways to Save
Discover the best winter home improvement projects that save you money and boost comfort. Learn which renovations are ideal for colder months and how to finance them smartly.
7 Ways to Save Money This Holiday Season Without Losing the Festive Spirit
Looking to save money during the holidays without losing the festive spirit? Discover 7 actionable tips for a budget-friendly holiday season, including smart budgeting, maximizing credit card rewards, and affordable family experiences. Keep the joy, ditch the debt!